Fun. I was wondering if he actually used real clips from collectors for him. Glad he emphasized that at the end.
When I got my first home (30 year loan), it was right after I'd purchased my first new car (5 year loan).
I told my mother it felt weird having items spread out over time. I was so used to up front cash. (Still prefer it when possible - I don't have a revolving credit card in my name)
She told me Welcome to the American way, (life) of debt, (liberty) (no freedom in debt), and the pursuit of happyness (being in debt to buy materialism)
Though I'm sure Debt isn't only an american way, sure seems we Americans have it down to a science.